Against conventional wisdom, the recession didn’t spur employees toward increased short-term and long-term disability claims. On the contrary, a new study of employers from the Integrated Benefits Institute indicates that key aspects of lost-time benefits programs have remained remarkably stable.
“I expected to see one of two things: Because of the tremendous changes in the economy, I expected to see dramatic changes in disability,” says IBI President Thomas Parry. The second: That it would stay flat. “Employees are so concerned abut not having a job when they returned from disability that they sucked it up and decided not to file a claim.”