An alarming statistic regarding debt in this country has jumped off the pages of countless newspaper business sections over the past year. Student loan debt now exceeds credit card debt in the United States.

At first glance, it might not seem like a topic that employers should focus on or one they can even do much about with respect to their benefit offerings. But failure to act, or at least recognize that the issue exists in an organization, can have detrimental effects across a workforce struggling with what can ultimately be a crippling financial burden.

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