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U.S. investor optimism fell to minus-8 in November, down sharply from a plus-24 reading in May, according to the Wells Fargo/Gallup Investor and Retirement Optimism Index.
“The findings are eye-opening for financial advisers because investors are clearly saying they are worried about the economic situation,” says Joe Ready, director of Institutional Retirement and Trust at Wells Fargo.
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Benefits that effectively support employee caregivers have a dramatic impact on their ability to remain healthy and productive at work.
Even high-income employees are uncertain about where to put their next dollar, highlighting the need for workplace guidance on financial wellness.
A Bank of America report reveals a disconnect between employers and employees on fiscal wellness, while educational programs can improve retention and engagement.
New NFP research finds 72% of workers are behind on retirement as rising costs, competing priorities, and financial stress make saving harder.
A new TIAA study finds many retired workers wish they had saved sooner, planned for healthcare costs, and prepared for career disruptions that delayed or reshaped retirement.
