Benefits Think 4 keys to ensure successful participation in a captive health plan

Published 8 Min Read

  • Are members required to meet specific benchmarks or qualification before they can join? (i.e. health and wellness qualifications, retrospective loss ratios, underwriting requirements)
  • What are the captive’s guidelines for risk management and claims and cost controls?
  • Are the captive management fees based on performance (i.e. part of shared risk and vary depending on performance) or volume (i.e. size of the overall premium invested)?
  • Are wholesalers and/or advisers required to share risk in the second layer?
    Are existing members available for informational conversations and ongoing support?
Mick Rodgers
Managing Partner

Rodgers is the managing partner at Axial Benefits Group, which is based in Boston.


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