Benefits Think

Americans feeling less than shiny about golden years

 

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When our life as harried working parents is at its toughest, my husband and I often will rhapsodize — fantasize, even — about what our lives will be like when we retire. We breathily talk about living in Nevada, escaping to milder climes to avoid the brutal desert summers. I’ve dreamt of working part-time as a barista, him as a smart-talking blackjack dealer. 
As much as we enjoy our children and our jobs, we quite frankly can’t wait to retire. 
Nearly half of Americans, though, don’t share our enthusiasm. 
According to a new survey from TD Ameritrade, 52% of working adults agree with the statement, “I am looking forward to retirement;” the other 48% were either neutral or disagreed.
When asked why their golden years didn’t look so sparkly, most respondents said they didn’t have enough saved, were too young or retirement was too far away, msnbc.com reports, although others simply said they liked working or were afraid of being bored. 
Personally, I have absolutely no intention of being bored during retirement. Buti will admit that as the economy slooooowly recovers — and the stock market along with it — I do worry sometimes about not having enough money. 
What do you think? Is an attitude adjustment (in addition to a financial adjustment) needed to help improve Americans’ retirement readiness? Share your thoughts in the comments. 

When our life as harried working parents is at its toughest, my husband and I often will rhapsodize — fantasize, even — about what our lives will be like when we retire. We breathily talk about living in Nevada, but escaping to milder climes to avoid the brutal desert summers. I’ve dreamt of working part-time as a barista, him as a smart-talking blackjack dealer. 

As much as we enjoy our children and our jobs, we quite frankly can’t wait to retire. 

Nearly half of Americans, though, don’t share our enthusiasm. 

According to a new survey from TD Ameritrade, 52% of working adults agree with the statement, “I am looking forward to retirement;” the other 48% were either neutral or disagreed.

When asked why their golden years didn’t look so sparkly, most respondents said they didn’t have enough saved, were too young or retirement was too far away, msnbc.com reports, although others simply said they liked working or were afraid of being bored. 

Personally, I have absolutely no intention of being bored during retirement. Buti will admit that as the economy slooooowly recovers — and the stock market along with it — I do worry sometimes about not having enough money. 

What do you think? Is an attitude adjustment (in addition to a financial adjustment) needed to help improve Americans’ retirement readiness? Share your thoughts in the comments. 

 


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