Commentary: For many benefits professionals, the different private exchange offerings and the varied value propositions they present can be overwhelming. So lets take a step back and examine the issues one at a time.
No doubt that most employers are considering exchanges as a means to steer clear of the Cadillac/excise tax threshold. And with the benefits department traditionally viewed as a cost center, pressures from the CFO to contain near-term organizational expenses havent been more evident. While important, the key is how to most effectively achieve effective cost management. A number of tactics exist:
