With a lot of uncertainty in the healthcare industry, including the fate of the Affordable Care Act, it can be difficult for employees to determine the right choice for their current healthcare circumstances — let alone how they should be planning for their healthcare in retirement.
It’s a big issue that concerns virtually all employees. Running out of money, apprehension over potential health issues and healthcare costs are the biggest retirement concerns among the baby boomer generation, according to the 2017 Employee Financial Wellness Survey by PwC. Saving for retirement is a concern for millennials, as well. The 2016 401(k) Participant Survey by Schwab Retirement Plan Services found that, for millennials, saving for retirement ranks well above concerns about job security, credit card debt and even student loans.
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