Banco Popular de Puerto Rico

Commentary: Employers can reduce turmoil by taking a phased approach to Cadillac tax avoidance.

Bolstered by the Affordable Care Act, 79% of employer groups now have some type of wellness program, according to a survey by the National Business Group on Health. Along with the opportunities, however, come some regulatory pitfalls.

While the presidential election is still a year away, employers must be mindful of smaller elections that take place across the state and municipal levels. Elections, however small, may trigger an employer’s obligations to give employees leave to vote.

Commentary: By cutting cash-outs among 401(k) plan participants, sponsors can help more savings stay in the overall retirement system.

Reasonable cost, leadership support and an investment line-up that meets the needs of all participants are important attributes of a successful 401(k) plan.

Effective behavior change programs are likely to be based on theory and evidence and built on years of scientific research – not on employer demands, personal preferences or bells-and-whistles technology.

Every senior benefits executive knows almost exactly how much health care is directly costing their business. But do they know how much health care is costing them indirectly in lost productivity, even when employees are on the job?

Commentary: As college costs continue to rise and student loan debt reaches unprecedented levels, a 529 plan can offer a valuable benefit for employees looking to meet their college savings objectives.

As we head into the heart of renewal season, that old fear of receiving a surprise from your broker or carrier is likely sneaking into the back of your mind. There’s a better way: Performing a checkup on your benefits plan to make sure it’s as healthy as it can be.

As employers grapple with how best to provide quality benefits for employees and comply with the Affordable Care Act, they’re seeking out new strategies. Captives are an interesting approach that can work for some plan sponsors.