Retirement planning

A typically "balanced" portfolio (with 60% in stocks and 40% in bonds) yielded a return of 4% or more just 66% of the time.

A typically "balanced" portfolio (with 60% in stocks and 40% in bonds) yielded a return of 4% or more just 66% of the time.

Educating employees on money management is rarely the solution to financial stress; action is critical.

Dream Forward 401(k) partners artificial intelligence with human advisers to improve customer experience.

Is the next big retirement push to make defined contribution plans more like defined benefit plans? Industry insiders think so.

Few advisers consider improved long-term tax planning benefits in strategy discussions, says Affinity’s Greg Gagne.

As many as 30% of accounts are either abandoned or lost because many providers can no longer locate the account holders.

As many as 30% of accounts are either abandoned or lost because many providers can no longer locate the account holders.

Employers are worried about participants delaying retirement because of a lack of savings, but advisers can ease these concerns, says Fidelity’s Jordan Burgess.

For Americans, few decisions are as financially consequential as choosing when to take Social Security. Or as hard.

MetLife’s Roberta Rafaloff discusses the potential that annuities hold for employees’ retirement plans.

Investing in more bonds for a short period is a good strategy for retirement savers to curb the sequence of return risk.

Investing in more bonds for a short period is a good strategy for retirement savers to curb the sequence of return risk.

Plan sponsors are taking on more risk to boost assets and lower plan liabilities.

Employee benefit advisers are tasked with helping managers cut through the complexity of these plans.

The goal in California, Oregon, Illinois, Maryland, and Connecticut over the next few years is to give nearly every worker the chance to save for retirement at work.

Willis Towers Watson gives tips on what plan sponsors should keep top of mind for 2017.

Willis Towers Watson gives tips on what plan sponsors should keep top of mind for 2017.

Plan sponsors are taking on more risk to boost assets and lower plan liabilities.

Many company retirement savings plans could use a swift kick into the 21st century, according to a new report from the U.S. Government Accountability Office.