Retirement planning

As college costs rise, parents are resorting to increasingly costly means to pay for their children's educations. The loss in retirement savings is rarely recovered.

A certified financial planner breaks down barriers employees face in accessing retirement plans and saving enough.

More than half of employees rely primarily on their 401(k) plan provider for retirement and financial planning advice. 

Despite health savings accounts being highly tax-advantaged, most savers do not fully utilize their unique benefits, new data from the Employee Benefit Research Institute shows.

A TIAA Institute survey found that the average U.S. adult cannot answer a majority of retirement-related questions.

Retiree income in the U.S. lags far behind the national median for household earnings, but these top cities are bucking the trend, according to a new SmartAsset study.

In this multi-part series, advisers share how the transition from retirement to healthcare changed their client strategies.

A new Morningstar study found that long-term care costs can dramatically impact retirement plans, with 41% of households projected to run out of money when such expenses are incurred.

A new study from the Center for Retirement Research found that older remote workers are working longer than their in-office counterparts.

Novel legal theories and a lower bar for plaintiffs could unleash an explosion in ERISA-based lawsuits against 401(k) plan providers.

Wage growth for job-hoppers is on the decline, but that might be a good thing for long-term retirement savings.

Retirement savings can stretch further in some states than others, but retirees don't appear to care much about that fact, data shows.

As inflation cools, Social Security's annual cost-of-living adjustment is projected to decline in 2026. Seniors say the benefit bump won't be enough.

Ignoring life expectancy research can lead to miscalculations, as under- or overestimating a client's lifespan will impact financial plans.

Nearly 84% of U.S.-based plans have an ERISA violation, spotlighting a need for independent benchmarking audits.

The estimate for the amount required for 65-year-old spouses is one of many from a study full of figures that advisers can use to highlight the value of HSAs.

SIMPLE IRAs provide greater investment flexibility than traditional options, making them appealing to employers and employees alike.

A client's immediate health needs make saving their accounts until they're 65 or over a difficult endeavor, and the accounts carry some highly specific rules.

The vast majority of seniors surveyed about Social Security's COLA say the number should be as much as five times higher than the government is forking over this year.

AI-driven faux-emotional chatbots pose existential questions about the future of human financial advisors.