Retirement

To start, these clients are advised to start saving as early and contribute enough to their 401(k)s to qualify for their employer's matching contribution.

With hardworking African-American and Hispanic workers far more likely to cash out than other participants, our nation has a serious retirement-saving crisis on its hands.

“The financial burden of student loans is a major reason fewer employees are taking advantage of 401(k) programs,” Scott Thompson, CEO of Tuition.io, says.

One of these snags is taxation on clients’ retirement income, which can hurt their cash flow.

More than a quarter of women in a recent survey say they are confident they will comfortably retire, while almost a third of men voiced the same confidence.

The majority of millennials say they are feeling anxious or stressed about their personal finances, a new study finds.

Aside from income taxes, retirees will also pay consumer taxes and may face a 3.8% Medicare surtax.

Increasing participant offerings and promoting engagement could be a powerful step toward helping participants achieve their financial goals.

About 78% of employees with high financial stress say it is a distraction at work.

Seniors choosing between traditional and Roth IRAs must account for their current and future tax rates.