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As American workers are increasingly looking to a new range of employer-sponsored retirement products to help guarantee some securely funded golden years, they may be missing out on the advantages of a system they’ve paid into their entire working lives.

The 114th Congress is expected to tackle a number of issues that could have major implications for employers and alter strategies organizations currently use to communicate and manage benefits.

Several myths surround the Equal Employment Opportunity Commission’s mediation program yet it can, in some cases, help employers avoid costly and time-consuming litigation.

Many exchange budgets are being cut at the same time states are struggling to reach their remaining uninsured, and some are looking to brokers to provide assistance in filling that gap.

The Advance Premium Tax Credit probably contributed to an expansion in health insurance coverage last year, but some taxpayers may still lack access to affordable health plans.

The benefits industry is in a state of transformation and young benefit advisers are spearheading many of the efforts that promise to keep the profession relevant in the 21st century. Whether they're building innovative technology, launching educational campaigns or encouraging wellness platforms, Employee Benefit Adviser's 2015 Rising Stars in Advising, ages 35 and younger, are truly making an impact on the business of benefits.

Over the past eight years, 13 pending or settled cases have accused companies of failing to act in the best interests of employees participating in 401(k) retirement plans. In the midst of this, how can employers be sure their retirement funds are safe?

In recent years, a number of states have begun toying with the idea of creating their own retirement systems to help smaller employers provide workers rudimentary retirement savings opportunities.

Commentary: A new series from industry veteran Kyle Hodges highlights products designed to improve your bottom line.

Commentary: Critical considerations that make a stop-loss plan successful for clients of all sizes, according to Sun Life’s Brad Nieland.

The still-under-development federal fiduciary standard for retirement advisers has many in the industry genuinely concerned about their ability to continue to serve both employers and individual American savers.

Although most employers who move to private exchanges are seeing some cost savings below trend in their initial years, that is not sustainable over time, says Rob Harkins, practice leader, private exchanges at Willis Group. For Willis, the exchange is not designed to be a long-term money-saving product on its own, but rather part of a larger program for its clients to manage health and wellbeing.

A fiduciary’s decisions around the investment plan menus should be less about what other plans offer, and more about what is in plan participants’ best interests.

Fewer than one in five American workers are contributing to traditional individual retirement accounts, with many pointing to a lack in financial confidence to afford such contributions as one of the biggest reasons for not investing.

The fight over the Affordable Care Act in Washington is as fierce as ever, with a Republican budget plan that would repeal the health care law Democrats passed five years ago. In the rest of the country, opposition to the law appears to be easing.

An Affordable Care Act-fueled surge in self-insurance for medical benefits among smaller employers appears to have leveled off somewhat, but not due to any disenchantment with the cost-management strategy.

A lack of understanding about the benefits of having both an individual retirement account and a 401(k) or 403(b) may help explain why some Americans are not contributing or considering an IRA as part of their retirement strategy.

Commentary: Employers who start revising their FMLA policies to address this change should also use it as an opportunity to review their benefit plan language to make sure it accurately reflects the updated definition.

Recent guidance from the National Labor Relations Board includes details about the types of employer policies and rules likely to be considered to unlawfully interfere with employees’ rights.

Senate Republicans are also seeking a repeal of the medical device tax.