Compensation
Compensation
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Some experts are predicting that there will be fewer advisers focused on the 401(k)/defined contribution market. With greater competition, price pressure, more onerous regulations and increased fiduciary liability, that argument is understandable. But regardless of the pressure and challenges that the DC market poses, the number of elite advisers that focus on the DC market will double in the next five years because of the size of the opportunity.
December 1 -
Turning the corner into 2012, 401(k) plans are regaining some of their lost glitter, but more buffing needs to be done.
December 1 -
Long-term care is a "problem every-body will face and no one wants to talk about." But with the shelving of the CLASS Act by Congress, planning for long-term care is becoming part of the national conversation - and that presents an opportunity for brokers.
December 1 -
Following the Eastbridge Consulting Group report earlier this year that showed a decrease in voluntary benefits sales during 2010, it has been refreshing to see that, according to recent insurance carriers' annual surveys, employees' interest remains strong.
December 1 -
Nearly two-thirds, 63.8%, of plan sponsors have changed the investment lineup in their 401(k) plan in the past year, up markedly from a mere 20% in 2008, according to the Profit Sharing/401(k) Council of America.
November 30 -
Eighteen months after passage of the Patient Protection and Affordable Care Act, group medical benefits costs are on the rise once again, according to The November Employee Benefits Market Survey conducted by The Council of Insurance Agents & Brokers.
November 30 -
Consumers who receive a financial needs analysis are more likely to buy life insurance, and purchase larger face amounts, than those who dont receive an analysis, according to LIMRAs 2011 U.S. Buyer-Nonbuyer study.
November 29 -
Mercer has launched a new blog for employers that it hopes will be thought-provoking. M/THINK also includes data-rich infographics and commentaries on key business issues facing todays employers.
November 29 -
The U.S. health care system is more effective at delivering high costs than quality care, according to a new study that found first-rate treatment for cancer but insufficient primary care for other ailments.
November 29 -
There may be only one day a year devoted to giving thanks. But expressing thanks regularly year round and doing it well is one of the most profitable business strategies you can have.
November 28 -
I find Walmart to be a wholly disconcerting place. I just find it very strange that it sells tires, toothpaste, turkeys, tinsel and t-shirts all under the same gigantic roof — and markets this as a good thing. One-stop shopping is one thing, but sheesh. Anyway, Walmart has confused me once more, with two recent developments. Last month, the nation’s largest retailer and private employer announced it would stop providing health benefits to its part-time workforce.
November 28 -
The U.S. Department of Health and Human Services has issued its first rebuke to an insurer under the federal rate review provision of the Affordable Care Act.
November 23 -
Join the conversation on our Twitter, LinkedIn and Facebook pages. Like our Facebook page and you will be entered into random drawings for Amazon.com gift cards and an iPad 2®.
November 23 -
Amidst high U.S. unemployment and against the backdrop of a volatile economy, workers 18-34 years old are increasingly concerned about job loss and having to delay retirement, according to the 2011 Mercer Workplace Survey, a nationally representative survey of employees enrolled in their employers 401(k) and health plans.
November 22 -
The ranks of the nation's oldest residents are growing quickly now that people who reach age 90 are expected to live longer than ever before, according to a study released on Thursday.
November 21 -
With an eye on both their employees health and their bottom line, multiemployer and public employer plans are rapidly embracing value-based health care an outcome-driven, consumer-centered approach that focuses not on the dollars being spent, but on how those dollars can improve employees health.
November 21 -
When it comes to retirement, many middle class Americans said 80 is the new 65 and plan to delay retirement because of worries over money, according to a new survey.
November 21 -
The report, Prolonged Low Interest Rates Take Longer-Term Toll, says depending on the amount of annuities and other interest-sensitive products in their product, U.S. life insurers may face a considerable amount of interest rate risk. Despite a moderate uptick in rates through October 2011, the Federal Reserves unprecedented announcement of its intention to maintain record low rates through 2013 will further challenge insurers selling interest-sensitive life and annuity products, the report states. In addition, the latest Fed stimulus program (Operation Twist) has the potential to lower Treasury yields at the longer end of the yield curve.
November 21 -
Bereaved spouses who have a relationship with a financial adviser can find the support invaluable in recovering their family’s financial bearings, according to a new survey. The poll, conducted by the New York Life Foundation and the National Alliance for Grieving Children, surveyed 548 parents who lost a spouse or partner and who still had children under the age of 19 at home.
November 17 -
As the U.S. Supreme Court prepares to review President Obama's health care reform, more Americans want to it repealed than want to keep it, a poll released on Wednesday shows.
November 17