Consultants who help clients simplify their vendor ecosystems and make data-driven decisions aren't just solving problems – they're building trust.

Long gone are the days of set-it-and-forget-it fully insured policies, as transparent models empower employers to take control of health insurance costs.

Health Rosetta's nonprofit Nautilus Health Institute provides battle-tested resources for procurement, contracting and data use in group health plans.

While acknowledging differences is critically important, so too is identifying the shared needs and desires that align various members of the workforce.

To rein in rising costs, employers can contract directly with a PBM, as well as avoid schemes involving rebates and "specialty generics."

Benefit brokers and advisers could face legal scrutiny if they fail to disclose indirect compensation and are advised to vet TPA contracts more carefully.

If employers want employees to be happier, healthier and more productive, then they have to actually measure each of those areas.

Adopting most-favored-nation pricing could save hundreds of billions of dollars along the way to holding PBMs more accountable and eliminating 340B program abuse.

Benefits consultants who prioritize process over results will not only improve their own business outcomes but also deliver greater value to their clients.

Benefit advisers who transitioned to healthcare from the retirement space are bullish about the future of price transparency and fee disclosure.