Employee benefits

The Supreme Court heard arguments in Montanile v. Board of Trustees of the National Elevator Industry Health Benefit Plan and will determine if, under ERISA, a reimbursement to an employee benefit plan can be recovered if the beneficiary has already spent the funds he or she recovered from a third party.

Commentary: The reality is that the CO-OPs could not overcome the most vital aspect of our insurance infrastructure: maintaining adequate reserves, says adviser David C. Smith.

Dental plans are innovating with new technologies, and boosting participation in the process.From mobile apps to virtual ID cards to gamification and even Bluetooth smart brushes, it’s not your father’s dental plan anymore. Brokers seeking innovative plan designs for employers should take note. The future is here.

The ongoing escalation of complex regulations for health insurance plans has made it extremely difficult for just about every employer to comply. More than five years after passage of the Affordable Care Act, the compliance requirements not only continue to add up, but also to shift around.

Commentary: Advisers focused on life insurance and financial planning are missing an opportunity to stand out by introducing DI into the discussion.

Analytics are driving benefit design to ensure compliance with ACA requirements and determine potential liability under the Cadillac tax.

Commentary: Executives are starting to acknowledge that engagement alone won’t drive long-term results.

Commentary: Employers say that stress is the No. 1 workforce risk issue. And now employers have more reason to be concerned: A recent study found that people who report stress in the workplace lose three years of their life.

Even when price, quality and relevant health information is available to employees, they must be prompted to get engaged with the information, which requires some heavy lifting by employers.

The Supreme Court of the United States Friday agreed to hear another challenge to the ACA's birth control mandate. It’s the fourth time the Affordable Care Act will be considered by the Supreme Court and follows the controversial ruling in last year’s closely watched Hobby Lobby case.

Commentary: Current and potential employees (no matter the age) are looking for two of the most popular workplace benefits – health and retirement.

A new company founded by two former Munich Re Stop Loss executives is selling stop-loss insurance directly to self-insured employers, aiming to eliminate brokers from the equation altogether.

Anywhere from 4% to 8% of dependents enrolled in group employee health insurance are not eligible to be in the plan. How it happens and what you can do about it.

Commentary: Risk adjustment programs were intended to be self-supporting and clearly this has not been the case, says adviser Craig Hasday.

Single-employer premiums are set to increase, which could lead to fewer pension plans, resulting in less demand for DB consultants, ERIC CEO says.

Employers using health apps as part of their wellness programs may want to pay attention to what is being called the most in-depth analysis to date of health-related app use in the United States.

While advances in medicine are helping more patients survive critical illnesses, nearly half of U.S. households have insufficient savings to cover a major medical condition.

Small employers who don’t offer 401(k) plans to their employees have a new option with the federal government’s myRA program, officially launched today by the U.S. Department of the Treasury.

MyRA, the Obama administration's free, guaranteed-return starter retirement account, launched nationwide on Wednesday.

Commentary: Employers can reduce turmoil by taking a phased approach to Cadillac tax avoidance.