Healthcare benefits

There are a variety of solutions available that brokers can suggest to clients who are seeking to attract and retain millennials, who often have yet to build financial savings.

Comparing wellness program participants to nonparticipants is a widely repeated mistake. It continues because employers are not schooled in research study design.

Employees have their eyes set on vision insurance, as sales have increased close to 25% since 2013 and are leading the pack in worksite voluntary sales growth.

Insurance company CEOs discuss the essential role of the broker and how they can make themselves stand out as new players enter the insurance space.

CMS says it will pay close attention to compliance with agent/broker standards during audits of qualified health plans offered in the FFM in 2015.

Wellness programs focused on biometric screenings and health risk assessments remain popular but are slowly giving way to more nontraditional wellness benefits such as paid time-off, parenting classes, leadership training and communication and community volunteer projects.

There is a unique opportunity in retiree health benefits, one that brings a potential windfall for advisers willing to embrace the market.

Congress members weigh in on the ACA and the current system that regulates the insurance industry at the Big I legislative conference.

The EEOC released its highly anticipated, proposed regulations setting forth the EEOC’s interpretation of the term “voluntary” as to the disability-related inquiries and medical examination provisions of the American with Disabilities Act.

Although consumer-directed health plans are on the rise, few Americans report comparing the quality and price of plans, hospitals or doctors.

The excise tax remains a primary focus for employers as they plan their health care coverage strategy for 2016 and 2017, and many will be looking for assistance from their benefit adviser to address their concerns.

Employers must focus on the right objectives if they want a long-term ROI on their wellness plan. That includes engaging in four pillars of lifelong well-being.

One of the largest causes for lost workdays in America is back pain. It’s such an issue that plan sponsors and employers of all sizes have been looking at how best to help employees with these problems.

With the Affordable Care Act hitting its five year birthday and the second open enrollment period nearly finished, Americans are turning their attention and wishes for Congress and the Obama administration to a focus on prescription drugs.

In human resources and insurance circles, we’ve been talking about wellness for quite some time. And most employers have dived in and now offer a wellness program. So, how are these wellness programs performing? Too often, the answer is “not well.”

Employers are bracing for double-digit pharmacy cost increases in the next year, but advisers can help them to take steps now to mitigate those cost increases for both their active and pre-retiree populations.

Commentary: All Americans are concerned about escalation of health care expenditures. But, does anyone really want the government in the middle of how we access care? Legislation in New York could make that happen.

Commentary: Employees can make the transition to high-deductible health plans and be successful when provided some key education and support from the financial services marketplace.

If I had a dollar for every time an industry professional reacted to my choice of college major with, “Risk Management and Insurance?  I didn’t know you could major in that,” I would be a rich man. From what I see, many people who make up the industry did not set out with the intention of working in insurance or employee benefits. So why would a young professional just entering the job market choose employee…

Gibson Insurance and its CEO Tim Leman are known in industry circles for their trailblazing social media presence, but many brokerages still wonder, what is the real return on investment from online marketing?