Practice management

On July 1 - when fee disclosure regulations go into effect - there may be questions about advisers trying to reduce their fees. They should keep in mind that in some cases a plan sponsor's ERISA counsel may perceive that action as an admission of guilt that previous fees may have been excessive or unreasonable.

In some ways, the perspective a number of employee benefit brokers and advisers take on social media in the workplace reminds me of views held by many employers - at least in the beginning - on the value of workplace wellness programs. Both social media and wellness have their enthusiastic, devoted supporters, as well as skeptics who question the level of time commitment required to be successful and the resulting return on investment, which can be difficult to track.

Within 30 minutes of being contacted, insurance agent Dal Watson had already added this reporter on most of his social media sites - Google+, LinkedIn and Twitter. And doing so with clients has brought him and other brokers who are on social media increased business, better reputations and stronger connections.

As the challenges mount for benefit advisers to prove their value to clients, one of the main questions I think we should consider is can we help HR? And if so, how? What are the solutions that help HR be more effective to their organizations? Is it possible that benefit advisers might be able to help HR have a more strategic seat at the table?

Protesters packed up signs and TV talkers put away their microphones Wednesday night, the beginning of the long wait till the Supreme Court decides the fate of the Affordable Care Act.

Just as bright yellow “Don’t Tread on Me” and American flags flew high in front of the Supreme Court this week, so did the tempers of the crowds of supporters and opponents of health care reform gathered outside.

As the Supreme Court wraps up oral arguments on the core of the Patient Protection and Affordable Care Act — the minimum coverage provision that will address the individual mandate — brokers express their concern surrounding health reform and how they are preparing clients for the future with or without it.

The U.S. Supreme Court on Monday appeared prepared to decide the fate of President Obama's sweeping health care law rather than delaying for years a review of the mandate that Americans buy insurance or pay a penalty.

Employee benefit brokers and advisers are paying close attention to the proceedings as the Supreme Court takes up an historic test of whether health reform is valid under the country's Constitution.

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With the Supreme Court tackling constitutional challenges to the Affordable Care Act during oral arguments March 26-28, the Kaiser Family Foundation has published a 10-page primer of the issues and arguments before the court.

More Americans are feeling optimistic about their retirement savings, according to a new survey.

Advisers should be aware of big changes coming to all Facebook’s brand pages soon. On March 30, ready or not, all pages will be converted automatically to Facebook’s new Timeline format. Until then, firms can experiment with the new design before publishing the page, but the deadline is looming.

More than half of U.S. employers say they are expanding the use of technology to manage costs associated with employee benefits programs. This is according to new research from Prudential Financial.

Financial services firms, advisers and brokers can get themselves caught in their own tracks on social media, worrying excessively about Securities and Exchange Commission rules on disclosures, marketing and communication, as well as Financial Industry Regulatory Authority guidelines.

Perhaps the most important and critical thing Mark Lacher has learned is that implementation is not only critical, it may be more important than setting strategy. He shares two suggestions to help you implement so you can run a more successful business.

Tough times have employees placing greater reliance on benefits for financial security, as employers affirm their commitment to sponsoring those benefits albeit with increased cost sharing.

Although hundreds of financial advisers, consultants, fiduciaries, IRA experts and record keepers gathered in the ‘Big Easy,’ event goers can agree that fee disclosures and regulations are anything but simple when it comes to the retirement industry.

Most advisers and their clients don’t see eye to eye on measuring portfolio performance, according to global asset manager Russell Investments’ latest quarterly survey of U.S. financial advisers.