Retirement benefits

Generation Z is favoring Roth accounts like no generation before, new Fidelity research shows.

The country's second-largest bank has unveiled a digital platform for retirement decisions — not on how to save, but how to disburse those savings in a steady, sustainable way.

Companies with 10 or more workers would have to contribute at least 50 cents per hour worked to each employee's retirement account.

Considering expansion of employee access to retirement savings can help millions of Americans have a better chance at a financially secure future.

The industry asked for and received a delay in the rule from the IRS in 2023. Now that it's going into effect, here are the key implications for sponsors and savers.

Unaddressed, retirement discrepancies could have a negative impact on employees' saving strategies and set them up for failure.

An expert adviser explains the many considerations to take into account before deciding on this as an option for employees.

A new survey from financial services organization TIAA polled 1,000 adults and found that nearly half don't make enough money to save.

Rising costs and competing financial priorities are making it harder for younger workers to save for retirement.

As 401(k) balances continue to grow, advisers say it's crucial that employees are educated on how to effectively manage their portfolios.

With retirement pressures mounting, Gen Xers and baby boomers are increasing IRA contributions in a bid to catch up, according to a new Fidelity study.

Adopting technology that enables the seamless consolidation of 401(k) accounts at the point of job change can significantly fill the nation's retirement-savings gap.

As college costs rise, parents are resorting to increasingly costly means to pay for their children's educations. The loss in retirement savings is rarely recovered.

More than half of employees rely primarily on their 401(k) plan provider for retirement and financial planning advice. 

Retiree income in the U.S. lags far behind the national median for household earnings, but these top cities are bucking the trend, according to a new SmartAsset study.

Novel legal theories and a lower bar for plaintiffs could unleash an explosion in ERISA-based lawsuits against 401(k) plan providers.

Wage growth for job-hoppers is on the decline, but that might be a good thing for long-term retirement savings.

Nearly 84% of U.S.-based plans have an ERISA violation, spotlighting a need for independent benchmarking audits.

Data from Bank of America found employees increased their 401(k) contribution rates in 2024. The right benefits will help advance that trend.

SIMPLE IRAs provide greater investment flexibility than traditional options, making them appealing to employers and employees alike.