Retirement benefits

The rule permitting a plan sponsor to allow qualified individuals to delay their loan payments that may generate the most lasting impact for plan sponsors.

Employees in non-health related professions who are at the highest risk of contracting COVID-19 include teachers and bus drivers.

“The pandemic has laid bare the widening gap between the financially secure and insecure in this country,” says Yanela Frias, president of Prudential Retirement.

In addition to maxing out your 401(k) and 529 savings plans, add to your health savings account and make year-end charitable donations.

If the federal government embraced the model of states like California and Oregon, as many as 40 million more workers might start saving, researchers say.

This year’s presidential election and COVID-19 have reminded us that many things are out of our control. But the power to help millions of Americans save more for retirement is in the hands of plan sponsors.

In unique circumstances, contribution limits to a Roth IRA do not apply. Here’s why.

Employers shifting from defined benefit plans to defined contribution plans has made putting money away more complicated.

Meredith’s Tim O'Neil wins the 2020 Benny Award as the Editor's Pick for his work of improving employees’ overall wellness, adapting benefits in times of crisis.

While labor groups demanded cost of living increases amid the pandemic, HR newcomer Talika Johnson convinced them contributions toward retirement savings would be of greater benefit to employees.

How each presidential candidate tackles workplace-related issues will have long-lasting ripple effects for employers.

State retirement plans are about reaching the underserved, not about competing with the private sector, officials say.

Older American workers are feeling more unsettled than ever as the COVID-19 pandemic marks the second major financial setback they’ve endured in little more than a decade.

Saving for retirement is undermined when employees are also building up debt at the same time.

The COVID-19 crisis is creating greater challenges for certain employee demographics, impacting their ability to save for retirement.

With rates likely to remain low, investors, and especially participants in sponsored 401(k) plans, need every dollar they can save to achieve their goals in retirement.

Retirement security in the U.S. is facing elevated threats of lower interest rates, recession, income inequality and climate-related natural disasters.

These advisers and strategic consultants have diverse backgrounds and a drive for excellence that goes beyond the traditional broker responsibilities.

To protect client nest eggs, advisors must know which savings vehicles are protected — and they’re not all created equal.

The original purpose for a 401(k) plan was not supposed to be the primary retirement vehicle for U.S. employees, says Harry Dalessio, the head of institutional retirement plan services at Prudential Retirement.