With little saved, employers and aging employees share same fear: Can retirement happen?
As nearly one in three workers consider putting off retirement, companies must plan for different generations working together efficiently.
Retirement income
Benefits Think Is auto-portability the key to helping women save more in retirement?
Plan sponsors can help female employees save more for their post-work years by encouraging and facilitating 401(k) account consolidation.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Why didn’t many retirees see a Social Security increase?
Although the cost of living adjustment increased 2% this year, half of retirees cannot expect a substantial increase in their benefits.
Is employees’ growing retirement confidence misguided?
The majority of workers say they have enough saved for their post-work years, thanks to a workplace plan, but they aren’t considering healthcare expenses or big debts. Here’s what employers can do.
Benefits Think Is auto-portability the key to helping women save more in retirement?
Plan sponsors can help female employees save more for their post-work years by encouraging and facilitating 401(k) account consolidation.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
The exciting feature 67% of 401(k) plans offer
Two in three plans offer a Roth savings feature, an option 401(k) participants should take advantage to reduce their tax liability.
Is employees’ growing retirement confidence misguided?
The majority of workers say they have enough saved for their post-work years, thanks to a workplace plan, but they aren’t considering healthcare expenses or big debts. Here’s what employers can do.
Benefits Think 7 easy ways to encourage employees to save more for retirement
Employers should inform their workers about the benefits of increasing their 401(k) contributions and investing in health savings accounts, among other tips.
Robert C. Lawton
Lawton Retirement Plan Consultants
401(k): Risks and rewards for the rest of 2018
Despite the bumpy ride for 401(k) plans in the first half of this year, some analysts say investors can expect a better scenario for the remainder of 2018.
Why cryptocurrency is making its way into retirement plans
More retirement investors are including cryptocurrency in their portfolio because it helps them achieve diversification.
New tax laws driving interest in alternative savings plans
Cash balance, deferred compensation and profit-sharing plans are gaining in popularity — especially for small employers.
Benefits Think Converting to a Roth IRA: When does it make sense and what are the benefits?
When planning for retirement, it is important for workers to think in terms of their source of income in retirement, but which retirement vehicle offers the best perk?
Razi Hecht
Bronfman E.L. Rothschild
The next bear market will spark a retirement crisis
While many retirees have prepped well for whatever the economy and markets may bring, far too many others have not, an expert says.
Fight backlash against retirement planning nudges
Automatic enrollment is starting to generate a backlash with many critiques from analysts saying workers may run up debt to make up for the reduced take-home pay
New tax laws driving interest in alternative savings plans
Cash balance, deferred compensation and profit-sharing plans are gaining in popularity – especially for small employers.
Retirees reluctant to spend their savings
Retirees have median savings of $839,000, but many of them are unwilling to spend away their nest egg.
Benefits Think What’s in a retirement readiness score?
While these services are far from perfect, they are a useful way to start a conversation with employees planning for their post-work years.
Jess DeGabriele
LHD Retirement
Benefits Think What’s in a retirement readiness score?
While these services are far from perfect, they are a useful way to start a conversation with employees planning for their post-work years.
Jess DeGabriele
LHD Retirement
Benefits Think 4 trends in financial education
Benefit advisers have a definite role in helping employers take steps toward building a more financially-secure workforce.
Elizabeth Halkos
Purchasing Power LLC
Benefits Think How to speed up financial wellness learning? Simplify it
Starting small, with financial checklists and cash flow worksheets, can have a large impact on plan participants.
Mark Singer
The Financial Literacy Toolbox