401(k) plans remain untouched in tax bill passed by House
The reform legislation is good news for employers whose retirement options would have been limited by discussed retirement program changes.
Retirement income
Top 25 small business 401(k) plans
Employee Benefit Adviser, in partnership with business intelligence data analytics firm miEdge, lists leading retirement plans for companies with 99 or fewer employees
Senate tax tweak would curb pretax 401(k) catch-up contributions
Employees aged 50 and above would no longer be able to make catch-up contributions on a pretax basis to their retirement plans under the Senate version of the GOP tax proposal.
Senate tax tweak would curb pretax 401(k) catch-up contributions
Employees aged 50 and above would no longer be able to make catch-up contributions on a pretax basis to their retirement plans under the Senate version of the GOP tax proposal.
Benefits Think Why employers should include variable annuities in retirement planning
Offering low-cost investment options on plans can help employees mitigate longevity risk and provide options for workers with distinct savings goals or priorities.
Liza Tyler
TIAA
How to get entirely tax-free retirement income
A health savings account can be used to cover medical bills and can also be a great savings vehicle for retirement.
Defined benefit pension plans help retain teacher talent
NIRS research reveals how these plans offer more incentives for educators to stay on the job while easing personnel planning.
Benefits Think Why employers should include variable annuities in retirement planning
Offering low-cost investment options on plans can help employees mitigate longevity risk and provide options for workers with distinct savings goals or priorities.
Liza Tyler
TIAA
Defined benefit pension plans help retain teacher talent
NIRS research reveals how these plans offer more incentives for educators to stay on the job while easing personnel planning.
Benefits Think Proposed tax law would doom non-qualified deferred compensation
Employers that are in the process of soliciting deferral elections for their plans may wish to notify participants in order to make an informed decision on deferral election.
Eric Keller
Paul Hastings
401(k)s untouched in latest House, Senate tax proposals; NQDCs in jeopardy
And the upper chamber is still considering cutting 401(k) catch-up funding for higher earners.
401(k) and IRA balances reach record highs
Hot stock market is driving most of the growth but automatic enrollment is helping too.
Plan sponsors must meet end of the year obligations
Both defined benefit and defined contribution program overseers need to update their costs and strategies before January.
Roth 401(k) plans not fully appreciated by many workers
The Roth 401(k) is more flexible than a Roth IRA, and it is funded with after-tax dollars, which can help "diffuse the potential tax bomb."
Benefits Think How to reunite employees with their old 401(k) accounts
Workers often don’t aggregate old retirement savings plans at new jobs, leaving behind orphaned accounts that need attention.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Roth 401(k) plans not fully appreciated by many clients
The Roth 401(k) is more flexible than a Roth IRA, and it is funded with after-tax dollars, which can help "diffuse the potential tax bomb."
How Aetna eased its employees’ financial worries
After noticing that workers were borrowing against their 401(k)s, the insurer launched a fiscal wellbeing program to address their money woes.
How Aetna eased its employees’ financial worries
After noticing that workers were borrowing against their 401(k)s, the insurer launched a fiscal wellbeing program to address their money woes.
Could changes to 401(k) plans still be on the table?
Revisions to the House tax plan are expected and experts advise employers to continue thinking about retirement plan alternatives.
Benefits Think Limiting Pre-Tax 401(k) contributions would have helped employees
By leaving retirement accounts as is, Congress missed an opportunity to help workers who have not saved for the future.
Robert C. Lawton
Lawton Retirement Plan Consultants