Employers advised to re-evaluate retirement plan costs
Even with disclosure rules in place, it is sometimes hard for plan sponsors to discern the fairness of the fee structures in their retirement plans.
Retirement income
Benefits Think Why employers should broaden their retirement plan focus
To improve employees’ long-term finances, encourage plan sponsors to look past typical 401(k) metrics and concentrate on a comprehensive approach to financial services.
Shannon Duncan
Blooom
Benefits Think Why employers should broaden their retirement plan focus
To help improve employees’ financial prospects post-work, plan sponsors should look beyond the typical metrics of 401(k) contribution and participation rates and concentrate instead on a comprehensive financial wellness approach.
Shannon Duncan
Blooom
Fiduciary rule to require ‘all hands on deck’
The DOL’s April 2017 deadline means employers should start familiarizing themselves now with their responsibilities under the new regulations.
Fiduciary rule compliance to require ‘all hands on deck’
The DOL’s April 2017 deadline means employers should start familiarizing themselves now with their responsibilities under the new regulations.
Benefits Think 4 scary retirement statistics and ways employers can help
Nearly half of U.S. workers have no retirement savings, so plan sponsors should embrace auto-enrollment and online education and advice, says adviser Robert Lawton.
Robert C. Lawton
Lawton Retirement Plan Consultants
Benefits Think When advising retirees, planners need to recognize the risks of low inflation
Consumer prices may be relatively stable overall, but healthcare costs for people 65 and over are rising rapidly.
LIMRA research staff
LIMRA
Benefits Think To secure employees’ retirements, advisers should rethink the concept of ‘ROI’
For workers looking at life post-career, steady income is more important than return on investment.
Randy L. Scritchfield
Montgomery Financial Group
How to modernize traditional defined benefit plans
Employers looking to minimize DB program risks should consider market-return cash balance plans, according to October Three Consulting’s Larry Sher.
Employers encouraged to take fresh look at equities
DC plan sponsors should be thinking about where they are going to find alpha, says BlackRock's Anne Ackerley.
Plan sponsors seeking more efficient provision of retiree benefits
Traditional group coverage is dropping as employers help workers find other options, including private exchanges.
How to modernize traditional defined benefit plans
Employers looking to minimize DB program risks should consider market-return cash balance plans, according to October Three Consulting’s Larry Sher.
Employers seeking more efficient ways to offer retiree health benefits
Some group programs are being dropped and workers being moved to individual private exchanges.
Financial wellness programs growing, yet employee awareness remains low
Nearly half of large employers offer some type of program, yet only about a third of workers say they have access to one, highlighting a key disconnect about well-being efforts.
Employers encouraged to take fresh look at equities
In a more volatile market, DC plan sponsors should be thinking about where they are going to find alpha, says Anne Ackerley, managing director of BlackRock.
Benefits Think Why plan sponsors should boost 401(k) default deferral rates
The 3% deferral rate in nearly half of auto-enrolled plans is simply too low, says State Street Global Advisors’ Melissa Kahn.
Melissa Kahn
State Street Global Advisors
Benefits Think Why workers are optimistic about retirement savings, but still need help
Three strategies to consider when helping employers structure workplace programs that offer employees financial tools for their future.
Sharon Scanlon
Lincoln Financial Group
Benefits Think Helping clients move beyond auto-enrollment
Public policies to boost participation in DC plans are critical but so is getting participants to save more, says Melissa Kahn.
Melissa Kahn
State Street Global Advisors
Financial wellness programs growing, yet employee awareness remains low
Nearly half of large companies offer some type of program, yet just over one-third of workers say they have access to one, highlighting a disconnect between available benefits and employees’ understanding of them.
Record M&A activity driving employers to take on increased pension, benefits risk
Helping clients understand the pension and benefit plans of seller organizations is an important part of any acquisition.
