Voluntary benefits

A new poll shows a large gap between the amount of life insurance necessary and what consumers think they have.

Employee discount programs remain popular, but with a caveat.

Find out how these plans can be helpful to employers and also lead to potentially bigger voluntary conversations.

Veterinary costs are on the rise, making pet insurance more valuable to employees.

Although well-known benefits, auto and home insurance need a workplace boost.

Altered by the ACA, limited medical plans may actually increase in popularity for some workers.

The results for selling voluntary have been ‘pathetic’ recently, says EBA Columnist Nelson Griswold, who shares how to overcome that.

Despite changes to group benefits, many agents are wary of selling voluntary - here's why they should reconsider.

Supplemental disability income plans are so mainstream today they're thought of as plain vanilla. That’s all well and good until the other shoe falls. And it often does. When employers experience problems with existing voluntary disability plans, most of these issues can be traced back to when the plan was originally designed.

Americans collectively have millions of pets, but few are covered by insurance.

MetLife poll reveals employees view voluntary legal plans as easy to handle.

Nelson Griswold on using voluntary sales as back-door strategy.

PricewaterhouseCoopers released results of an employee financial wellness study this week and found that 36% of employees in the generation born in the early ’60s through early ’80s say they’re likely to tap into their retirement savings.

California is the only U.S. state where the cost of auto insurance decreased over two decades through 2010, according to a consumer group that attributes the decline to a law that gave regulators more control over rates.

New service from Pinnacle offers decision and treatment support to employees at the time of a serious illness diagnosis.

In 2012, nearly half (45%) of voluntary benefit premium came from rollover business, Transamerica Employee Benefits' Jeff Caldwell pointed out at a recent broker conference. The exploding growth of this market is due to many factors, such as an increase in the number of supplemental products available, the growing number of carriers offering voluntary benefits, and producers wanting to sell them, newer plan designs and revenue generation efforts, Caldwell, Transamerica's marketing director, explained.

As more companies embrace consumer-driven health care models and prepare for the full implementation of health care reform, employees need voluntary benefits more than ever. This chart pack includes the latest data on voluntary benefits from the Aflac WorkForces Report and UBA’s Ancillary Products Survey.

Auto/home insurance suffers from a lack of awareness in the workplace.

Now is the time to explore starting an off-cycle voluntary benefit sales initiative.

Private disability insurance gets employees back to work more consistently than public programs yet the industry still struggles to get employees enrolled in the benefit.