Voluntary benefits

Access to quality life insurance for middle and lower income families has disappeared over the past 10 to 20 years. A life insurance agent simply cannot make lower income American’s a primary market and be financially successful, says blogger Tinker Kelly. But how can you overcome that?

Businesses can help the thousands of children who need parents by offering adoption benefits — which are relatively simple and affordable — and by raising awareness in their communities

Leading insurers come together for an education campaign in light of research showing LTD claims are rising as group coverage drops.

Most people believe the current economic climate has made life insurance more relevant, but a majority has not calculated their need and many avoid discussing the topic at home, according to a survey by ING.

The effects of lost workplace productivity due to concerns over issues at home are tangible and rising says ARAG

Numerous group disability insurance providers provide their take on the market and where it is going.

Rates of hearing loss in the workplace are rising rapidly and screenings and treatments to deal with the problem need to be strategized by employers who want to keep experienced workers.

The consulting firm finds that almost a third of voluntary sales in 2011 were to the largest employers, but no market has reached its saturation point.

Combining voluntary and permanent life to help employees.

Discount programs deliver financial savings of up to 50% to employees, increasing their loyalty to their employer.

Consumer-driven health plans have bypassed health maintenance organizations to become the second most common plan design offered by U.S. employers, according to an Aon Hewitt survey.

Companies like Dow Corning and IBM are jumping on the bandwagon for overseas employee volunteer assignments with an eye on insights into joint markets, improved skills and increased retention among the youngest and hungriest workers.

Participants in comprehensive workplace wellness programs achieve a significant reduction in health risks in as little as 18 months, according to a new study conducted by the Principal Financial Group, with the greatest impact among participants who also received personalized health coaching.

Nearly two-thirds of Canadians surveyed have fallen short of their savings goal, and many plan to work part-time to supplement their pension.

The 2012 Voluntary Benefit Adviser of the Year award recognizes excellent service to group benefit plan sponsors.

Getting Gen Y to take action on disability coverage by demonstrating need.

Discount programs offer employees exclusive savings.

Workplace Benefits Mania conference focuses on voluntary benefits in Las Vegas

How brokers advisers can expand the effectiveness of EAP program by emphasizing brain strength.

Baby boomers not taking advantage of available eye care benefits, leading to lost productivity.