Wealth management

Consolidating retirement accounts using auto-portability can protect data.

Even if employers’ concerns are exaggerated, fear of fiduciary responsibility keeps them from offering lifetime income products.

Employers can expect to see more innovative plan designs and legislative changes on student loan benefits, says Tuition.io CEO Scott Thompson.

Consolidating retirement accounts using auto-portability can protect data.

Advisers can play a key role in making sure clients stay compliant with IRS regulations for HRAs and FSAs.

Unfortunately, physical and cognitive decline are among potential side-effects.

Employer clients should consider adopting voluntary benefits — such as automated savings programs and employee purchase programs — to help employees better manage expenses.

Facing a difficult math problem of planning for retirement, advocates are exploring a path to lifetime income without traditional annuities.

Inadequate retirement savings plans and sky high healthcare costs are all conspiring to make the concept of leaving the workforce something to be more feared than desired.

The number of health savings accounts has topped 25 million, and client contributions also have increased after several years of decline.