Voluntary

New marketplace says it provides a group insurance alternative and helps plan sponsors fix their benefits costs.

With dozens of state and federal agencies enforcing hundreds of employment and benefits-related laws, the administrative burden of running a company can be overwhelming.

Advisers can educate employers about carrier choice and plan options to create the comprehensive plan their workers are seeking.

Aetna, Apple, Google and General Mills have implemented the program for their employees.

Revealed in descending order, the listing is based on Form 5500 Schedule A reporting data on premiums as of Dec. 31, 2015.

Voluntary benefits such as critical illness, hospital indemnity and accident insurance, are not regularly being offered alongside HDHPs.

Evidence is mounting that mindfulness is linked to better workplace functioning, including increased productivity, more efficient teamwork, fewer errors, better communication, and fewer sick days.

As the need for gap coverage continues to grow, advisers can help promote these underutilized benefits with better communications and education.

An increased awareness about the correlation between these benefits and overall health is improving engagement.

Reframing these options to illustrate how they enhance an employer’s benefit package can lead to increased engagement