Healthcare

Finger Lakes Fire & Casualty, a policyholder owned company represented by about 120 independent agents, will now offer LifeStages identity protection services through Identity Theft 911, a leading provider of identity management and data-breach services.

Their respective names are synonymous with reaching new heights, which is exactly what Ascension Insurance, Inc. hopes to do in the employee benefits marketplace following its recent acquisition of Summit America Insurance.

Unum has unbundled the features of its individual disability insurance so that employers have more flexibility to select options for employees who are not fully protected by their group disability plans.

Proponents of mini-med plans were waiting to exhale until federal regulators showed a willingness to stave off the effect that a key provision of the Patient Protection and Affordable Care Act would have on these voluntary benefits for employees seeking affordable, baseline health insurance coverage.

Federal officials should consider making intermediary entities providing services to health plans — such as benefits managers, third-party administrators and repricers — eligible for receiving a unique health plan identification number, according to recommendations recently sent to the Department of Health and Human Services.

If you haven’t taken the time to grab a cup of coffee with the folks at legal, or have lunch with your friends in accounting, now would be good. Over the next eight years, your company will need to examine — and implement where needed — a significant number of provisions associated with the Patient Protection and Affordable Care Act.

As the benefits team, you already know it’s your job to inform and educate your employees and their families about the changes associated with the Patient Protection and Affordable Care Act. But do you have something prepared for those run-ins with senior-level management?

As predicted by producer organizations, the interim final rule on medical loss ratios issued Monday by the Department of Health and Human Services left agents and brokers on the administrative side of MLR calculations.

A report from the Government Accountability Office says using EHRs, operating health insurance plans and employing physicians are effective strategies for integrated delivery systems to enhance patient care.

Women bear the brunt of long-term care insurance cost burdens, according to Lisa Wendt, president and CEO of LifeSecure Insurance Company, which provides LTC and post-hospital recovery insurance coverage.