Retirement income strategies for next bear market
Clients should be especially mindful of market movements during the "fragile decade," the span beginning five years before retirement until five years after retirement.
Editorial Staff
How to guarantee workers an 8% return
The most important consideration is that employees are able to complete the 35-year work period because benefits are based on the 35 highest-paid years from their careers.
Financial milestones to reach before retirement
Clients should plan to replace roughly 80% of their pre-retirement income after they leave the workforce for good.
401(k) rollovers: How to avoid costly mistakes
Make sure workers understand that a 401(k) rollover could trigger a hefty tax bill, and that liquidating assets before the age of 59 1/2 could mean a hefty penalty.
401(k) rollovers: How to avoid costly mistakes
Make sure clients understand that a 401(k) rollover could trigger a hefty tax bill, and that liquidating assets before the age of 59 1/2 could mean a hefty penalty.
Why couples must plan for Social Security as a couple
Clients should work together with their spouses and plan as a couple to develop a Social Security claiming strategy that will maximize their retirement benefits.
How to get the most from HSAs in retirement
Seniors are advised to withdraw from taxable and other retirement accounts before taking distributions from their HSA.
How to make the tax system fairer and save Social Security
The government should tax the health insurance that employers provide to employees to generate revenue to fix Social Security's financial woes, says Harvard professor.
The 401(k) match is back, and it’s getting bigger
Employers' 401(k) matching contributions this year are likely to reach 4.7% of worker's pay, up from 3% in 2009.
The 401(k) match is back, and it’s getting bigger
Employers' 401(k) matching contributions this year are likely to reach 4.7% of worker's pay, up from 3% in 2009.
4 ways to cut fat 401(k) retirement fees
To avoid paying high fees, retirement savers should ensure that their plan administrator is a no-load fund company and avoid overpriced house funds.
How workers can offset taxes when converting to a Roth IRA
Retirement investors can use their loss carryforward to write off the taxes triggered by a Roth IRA conversion.
Can an employee’s retirement portfolio survive a stock market crash?
Although the market continues to rally, a possible setback remains likely and retirement investors should be ready for this scenario.
Can retirement portfolios survive a stock market crash?
Although the market continues to rally, a possible setback remains likely and retirement investors should be ready for this scenario.
How to keep long-term care from bankrupting future retirees
Employers should be encouraged to provide their workers affordable, simplified long-term care insurance for employees age 45 and older, says report from the Bipartisan Policy Center.
6 tax questions to ask before an employee retires
Retirees are better off taking withdrawals from their retirement accounts in their 60s so they spread out their tax liability.
6 tax questions to ask before retirement
Those who leave the workforce are better off taking withdrawals from their accounts in their 60s so they spread out their tax liability.
What to do when he wants to retire one place, she another
Seniors who want to relocate in retirement to a different place from what their spouse prefers may opt to maintain two homes.
How to help workers get a jump on saving in their 20s
Although traditional IRAs offer upfront tax deductions, clients will have to pay taxes later in life when they likely will be in a higher tax bracket.
How to help clients get a jump on saving in their 20s
Although traditional IRAs offer upfront tax deductions, clients will have to pay taxes later in life when they likely will be in a higher tax bracket.