
Richard Stolz
Principal, Stolz CommunicationsRichard Stolz is a freelance writer based in Rockville, Md.

Richard Stolz is a freelance writer based in Rockville, Md.
According to one 401(k) experts poll, employees need to be saving 20% of their earnings for retirement. How they get there is where you come in.
Early health plan rate filings for 2015 signal premium rate hikes that could force individuals to consider switching plans. Confused consumers will be looking for help from benefit brokers and agents well-versed in plan options.
Benefit brokers and advisers should be aware of this case as employer clients grow increasingly interested in ensuring employees retirement readiness.
Find out the true risk discussion one adviser and financial planning expert says other advisers should be having with employers and their employees.
Benefit brokers should be prepared to communicate ACA updates and answer questions both in-person and via new technology to reach employees.
Potentially a result of complaints from consumers and increased competition on the ACA exchanges, benefit brokers may be pleased to find more options on the 2015 plans.
While one of the most talked about rising employee benefits, brokers vary in their approach to offering this trend because of the realities of use, cost and profit.
Benefit advisers are poised to close the gap between employers need to control health costs and comply with the health law and employees lack of interest in taking ownership of their health care choices.
Certain smaller employer clients that have failed to meet their deadlines for filing their 5500 forms may have a one year reprieve.
After a backlash from the broker and agent community, final rules on this topic show some changes from the government agency.
The American Academy of Pediatric Dentistry is sounding the alarm that many children arent getting the dental care they need even though the ACA includes pediatric dental care on its essential health benefits roster for small-group plans.
A speech from the senator has drawn fire from one industry group that says it's a threat to retirement advisers and the American people.
Theres an end to ambiguity on whether direct payments for certain kinds of coverage are taxable or not.
Insurer groups this week shared ACA reform ideas with Congress, including the creation of a copper plan.
If errors occur with these retirement savings tactics, it could be very costly to your employer clients.
While many in the industry think voluntary sales is a no-brainer for benefit advisers and employees alike, there's one type of product that hasn't seen a boost thanks to the ACA.
The self-insurance option for small businesses doesnt seem to be as popular for managing ACA costs and mandates as some in the industry once thought.
Even before the presidents proposed budget had been released, the American Society of Pension Professionals and Actuaries blasted its restrictions on defined contribution plan accumulations and on the cost of purchasing an annuity equivalent to the top benefit allowed for defined benefit plans.
Benefit industry backlash awaits today's presentation of President Obama's proposal to limit IRA and DC plan accumulations.
Nonqualified deferred compensation plans are on the upswing.