5 must-have financial wellness benefits for 2023, according to Goldman Sachs

Published 2 Min Read

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In the face of record inflation and talks of a recession, employers and employees have had money on their minds — and workers will expect solutions in the new year.

Prices increased by nearly 14% since the start of 2022. The U.S. Joint Economic Committee reports that even if prices suddenly stopped inflating, this year’s inflation will already cost the average household approximately $9,000 over the next 12 months. Many employees are carrying their financial burdens into 2023, and if employers want to remain competitive, they can’t turn a blind eye, says Greg Wilson, head of workplace solutions at Goldman Sachs Ayco Personal Financial Management, an employer-provided financial planning service. 

A lifestyle spending account, or LSA, allows employers to build an account that funds employees’ everyday expenses, be it gym memberships, mental health support or child and pet care. While LSAs do not currently come with tax benefits, Wilson notes that their flexibility is a big draw. For example, if an employer contributes $2,000 to each employee’s LSA, that $2,000 is not limited to healthcare spend or wellness-related purchases like other employer-provided accounts. Workers choose what’s important to them, with few parameters. For instance, an employer may place a maximum on certain services, like a $500 limit on annual gym membership fees. 

Read more: Student loan forgiveness in limbo: What you should know

Deanna Cuadra
Senior Reporter

Deanna Cuadra is a senior reporter at Employee Benefit News. Her work covers healthcare, U.S. policy and reform, challenges faced by women and parents in the workplace and innovation in work culture … Read full bio


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