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This is the time of year when most companies with calendar year plans start reviewing their discrimination test to see if they passed or if they have to refund any contributions to the highly compensated employee group. Columnist John Ludwig shares best practices for keeping your clients in compliance.

AOL Inc. is reversing a new policy for staff retirement plans that would have forced employees who leave before the end of the year to forfeit benefits.

As Valentine’s Day approaches, show a little love to employees by making your 401(k) plan more generous. According to a list of the most-generous 401(k) plans released by Brightscope, generous plans (which include the National Basketball Association) share the following traits:

Brokers from Arkansas to Florida to New York lament that the Affordable Care Act’s SHOP exchanges are undesirable targets to steer their clients to, leaving some independent agents who focused their businesses on individual public exchange enrollment in the lurch come March 31.

The Americans with Disabilities Act Amendments Act (ADAAA) has changed the way your clients manage their employees’ disability leaves. The Standard has found five mistakes employers may make when considering ADAAA accommodations.

Is now the time to offer accident or critical insurance along with other traditional benefit enrollments? With the uncertainty facing the Affordable Care Act’s employer mandate and the high costs associated with these medical claims, new research from MetLife finds that communication of these voluntary benefits will help with employee productivity and cost savings.

How will the ACA and associated changes in the employee benefit market impact the role of the broker? A recent LIMRA survey of small businesses reveals areas where brokers need to step up to the plate.

A new analysis finds that company sponsored defined benefit plans –while dwindling in frequency since this generation’s Great Recession - need to do more to de-risk their liabilities in order to pay out retirement benefits to the American workforce.

AOL Inc. blamed President Barack Obama’s health care law for its plan to reduce spending on contributions to employees’ 401(k) retirement plans.

As the dust settles over the Affordable Care Act and employees get used to operating in the post-ACA world, plan sponsors find themselves in somewhat of a holding pattern with regards to their pharmacy benefits. But strategic decisions are still in play about whether or not employers are going to provide traditional benefit plans once the employer mandate goes into effect in 2015 or send workers to public or private exchanges.