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John Lamb shares the new math of employee benefits.

Shifting health care costs mean great opportunity for advisers to grow their voluntary business

Our business is facing a significant challenge with how it will perpetuate and nurture bright, young professional people. We need to assure they will be available to distribute products and services in the future. Baby boomers are retiring and will continue to retire, or at least acknowledge that one day on the horizon they might not work full time. Yes, there are lots of indications they can and will work well beyond the traditional retirement age of 65. But who will be closing deals and driving new business in 10 to 15 years? The answer is simple: members of younger generations.

Sue Shepherd’s experiments with ‘Fodmaps’ diets are changing the way doctors and nutritionists look at unhealthy stomachs, and healthy ones too.

Looking back at his 25 years as president of the Plan Sponsor Council of America, David Wray tells EBN that both employers and government must be involved to achieve true retirement plan success.

How did your business fare during Hurricane Sandy, which ravaged the East Coast this week? Many businesses learned from Hurricane Irene and had plans in place to keep working through the storm.

Fresno, Calif., would be first to test “health impact bonds” — a new means of financing preventive care programs where payers share savings with private investors.

Financial advisers on the East Coast have solid reasons to be worried about Hurricane Sandy – and even those far from the wreckage should be concerned, too. Advisers’ and clients’ safety rank first, but advisers also have to be concerned about their offices and property, as well as those of their clients’ and their clients’ relatives. As vital as proper insurance coverage is, it often will not cover all losses, nor losses from the disruption of business. How prepared are you and your firm to deal with a major disaster, like Sandy? Far too many advisers have no disaster recovery plan to rely on for times like this. Here are 5 questions to consider regarding you, your firm and your clients after the worst of the hurricane strikes. Story credit: SourceMedia's Bank Investment Consultant Images: Bloomberg News Service

Long-term care and outliving their money are major concerns for today’s seniors, according to a recent survey, but PPACA and the upcoming election has particularly elevated their concern over the primary source of their health care coverage.

Those living in red or blue states are likely to have very different feelings on PPACA, according to a new poll, and possibly different plans on how to deal with it.