So, what can we expect from the employee benefits world in 2014? How about anything and everything! I wish I had 52 letters for this version of the benefits ABCs. 

Analyze your employee health data. Given privacy laws, it won’t be possible to learn what makes every employee tick, but analyzing metrics-based health reports will still provide valuable information to help control costs within your health insurance program (e.g., modify benefits plan design, introduce wellness initiatives, develop targeted education for employees, especially in high risk areas). Your health insurance carrier or broker should develop this report for you. Ask them for the concise 35-page version with proposed action items, not the 200-page data dump.      

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