In the U.S., health insurance does not guarantee you can actually afford the care you need. But if employers want a healthy, engaged workforce, then they need to ensure their plans are the exception to the rule.
Forty percent of Americans admit they have delayed care due to costs, while one in six say their work has suffered due to a health issue they couldn’t afford to address, according to a survey from research company NonFiction and Paytient, a company that offers interest-free lines of credit for healthcare costs. Their research, gathered from 1,500 Americans in partnership with the independent research group Nonfiction, also estimates that 69 million employer-insured Americans were basically paying for their own care out of pocket because they hadn’t reached their deductible in 2023.
