The Affordable Care Act does not appear to have seriously eroded employees appetite for and confidence in receiving health benefits from their employer. However, many employees say they would be content to simply be paid by their employer the amount the employer is paying toward their coverage, and having the freedom to choose their own.
At the same time, however, individuals are not highly comfortable that they could use an objective rating system to choose health insurance, nor are they extremely confident that a rating system could help them choose the best health insurance, according to the Employee Benefit Research Institute.
