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(Bloomberg) — International Business Machines Corp., which is moving benefits for Medicare-eligible retirees to a private health exchange, says its contribution to their health care would be “consistent” with previous years.
As long as retirees enroll with the private insurance exchange, IBM will subsidize their health care premiums at a similar level, the company says in a letter obtained by Bloomberg. The money will come in the form of a health reimbursement account, IBM says.
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In addition to finding success with a self-funded model, an in-house program gives Fello's employees access to cost-free primary and urgent care.
Collaboration between employers, brokers and third-party administrators will be essential to developing customized, cost-effective and employee-friendly solutions.
As GLP-1 spending climbs, employers are asking whether the drugs deliver enough value. Better data could help them measure the payoff more accurately.
Employers are under pressure to keep benefits competitive while controlling costs, driving new scrutiny of PBMs, hospital prices and GLP-1 coverage for 2027.
Employees are facing rising financial stress, retirement savings gaps, and competing priorities but new financial wellness trends are emerging to help.
