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Two-thirds of middle-income Americans are saving less than 5% of their annual income for retirement with nearly a quarter saving nothing at all, according to research from Limra, an industry-funded research group.
The research looked at American workers earning $40,000-$99,999. More than eight in 10 (85%) are saving less than 10% of their income for retirement, the study finds.
Margarida Correia is a former associate editor of the Employee Benefits Group and of Bank Investment Consultant.
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