The Affordable Care Act will eliminate one type of mini medical plan, while making minor changes to another, experts say. Even so, there is an onus to act now.

Under the act, expense-incurred plans will cease to exist, as they fail to meet health care reform's essential health benefits requirement, says P. Todd Dorton, area president, central services at Gallagher Benefit Services Inc., in Waco, Texas. Since the ACA removed annual limits, these plans would become very similar to major medical plans.

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