Benefits Think How to remodel a group health plan

Published Updated 4 Min Read

  • Prefers maximizing take-home pay
  • Has sufficient existing HSA balance or emergency cash reserves to cover the deductible
  • Values tax advantages of the HSA
  • Risk tolerant
  • Prefers spending $1,500 more in annual pre-tax dollars to eliminate the financial and cash flow risks of the HDHP
  • Realizes that he might be prone to delay or forgo recommended medical care under the HDHP design, regardless of funds available in his or her HSA
Zack Pace
Senior vice president, benefits consulting

Zack Pace is senior vice president, benefits consulting at CBIZ, Inc.


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