Banco Popular de Puerto Rico

The Obama administration last week issued regulations intended to improve employees’ understanding of their health plan options, as called for by the Patient Protection and Affordable Care Act.

Over the years of working with benefits professionals, I have seen three common mistakes that are costing them business and raving fan referrals. More importantly, these three mistakes also are costing them money through staff and infrastructure expenses.

As successful and focused defined contribution retirement plan advisers continue to grow their businesses at a rapid pace, they logically look to hire salespeople to take advantage of the many opportunities coming their way.

Experts agree that taking a loan from your 401(k) plan is rarely a good idea. But research suggests participant loan-taking from 401(k) plans is on the rise, particularly since 2008, when layoffs and financial turmoil left many American workers with nowhere else to turn for funds.

Great benefits keep employees happy and productivity high. Seeking to recognize companies that go above and beyond in what they offer, for the past 10 years Principal Financial Group has named what it says are the 10 best companies for employee financial security - an award that recognizes companies that offer "extraordinary benefits."

The meaning of success is different for each of us. Whether we are talking about business or personal achievement, we define success by what matters most to us. Is it any wonder that your clients have different ideas about what spells success for a corporate wellness program?

Most advisers know the basics of FMLA. The Family and Medical Leave Act is the federal law that requires employers to provide employees with a job-protected, unpaid leave of absence from work for a variety of family reasons, including military leave or their own medical-related needs. FMLA strictly regulates the process that employers must follow to comply with the law.

Pharmacy-related wasteful spending topped $403 billion in 2010, up from $163 billion in 2009, according to the 2010 Drug Trends Report by Express Scripts. Between 2010 and 2014, estimates put the figure at more than $1.2 trillion.

One of the most famous Yogi Berra-isms is: "When you come to a fork in the road, take it."

Financial adviser Terry Kingsbery will stand in front of a room of highly educated people with a dollar bill held up high to make a point about planning for retirement.