Banco Popular de Puerto Rico

Robert Fine has not only dedicated more than four decades to serving employers and their employees through the insurance and financial services industry, but the owner of Robert Fine & Associates also strives to give back to the community as a whole that's helped him flourish in every way that he can.

What do your clients want from their corporate wellness programs? If the first response is lower health care costs, they might be in for a rude awakening. While prescribing a long-term solution, you offer your clients a healthy dose of reality and set the expectation that there is no instant cure.

Athletic trainers may have had their roots on the playing field, but the profession has branched out. Large employers such as Toyota, General Motors, Delta Air Lines and Boeing have used athletic trainers for years to prevent and treat injuries on the production line and manufacturing floor.

The field of dental care is where medical care was 40-50 years ago, as there are still thousands of dollars in price differences for the same procedure, and no standard practices, experts say.

Long-term care is a "problem every-body will face and no one wants to talk about." But with the shelving of the CLASS Act by Congress, planning for long-term care is becoming part of the national conversation - and that presents an opportunity for brokers.

Historically, wellness has been associated primarily with weight loss, and since many of us slip right into a food coma come Thanksgiving and don't emerge until multiple holiday parties have left us loosening a belt notch or two, it's no coincidence that EBA features our annual Wellness Challenge issue on the eve of resolution season

When Emily Wert decided to undertake EBA's 2011Wellness Challenge, a 12-week personal health coaching program, she didn't have the usual expectations about what she would learn or accomplish.

Following the Eastbridge Consulting Group report earlier this year that showed a decrease in voluntary benefits sales during 2010, it has been refreshing to see that, according to recent insurance carriers' annual surveys, employees' interest remains strong.

The mid-size market is a bright spot for voluntary sales in an otherwise stagnant economy, according to LIMRA research.

New steps to reduce premiums and make it easier for Americans to enroll in the federally administrated Pre-Existing Condition Insurance Plan risk pool were announced May 31 by the U.S. Department of Health and Human Services.