Banco Popular de Puerto Rico

Commentary: Being surrounded by experienced underwriters and “Excel wizards” is just enough to make one’s head spin, but it is right where Brian Murphy needs to be as he enters the world of benefit advising.

Commentary: Complacency can be a dangerous strategy when it comes to defined benefit plans, says The Principal’s Mike Clark.

Commentary: A broker whose perception of wellness is limited to seasonal flu shots and employee assistance policies is at a competitive disadvantage compared to a broker who understands the power of connecting health risk assessment and biometric data with claims data.

Commentary: Many brokers underestimate the impact a comprehensive disability management philosophy can have on the total cost of an employee benefits program.

Commentary: The company’s new tactic of comparing itself to brokerages across the country “goes beyond the line of ethical standards,” says HR Technology Advisors' Joe Markland.

Commentary: There are rampant and seemingly uncontrollable costs of sustaining life in a system which lacks any semblance of common sense.

Commentary: There are other much larger and offensive “holes” in the current disclosure that are more deceptive and allow more conflict of interest than DOL’s proposed BICE.

Commentary: There is a new normal when it comes to underwriting offers in the employer-sponsored or group LTCI marketplace.

Commentary: We find our clients like having a guaranteed income, and they also like having buckets of income that start at different times and are taxed in different ways.

Commentary: Just because vendors are promising you will avoid penalties because you were able to provide a “good faith” effort, doesn’t mean you actually will be penalty-free.