Small businesses afford major opportunity for advisers
These firms employ nearly half of U.S. workers, and fewer than half of those firms don’t offer a retirement plan.
Retirement planning
Should clients use a Roth IRA for college expenses?
Grandchildren won't be able to have their own accounts until they are earning their own income, but they can be named beneficiaries.
Wells Fargo agrees to sell retirement unit for $1.2 billion
The financial institution agreed to sell a retirement plan services unit to Principal Financial Group as the bank streamlines operations in the wake of scandals.
Advisers make the difference in boomer retirement confidence
Seven in 10 respondents in a new survey who work with an adviser have a retirement savings goal.
Benefits Think States leading the way on retirement readiness
Can state-mandated retirement plans be the start of a national blueprint?
Walden Siew
Arizent
WageWorks rolls out new HSA enhancements
The company, which has more than 700,000 accounts, now allows employees to view their election amounts and total account, investment and cash balances, among other updates.
Smaller employers tackle financial wellness
“It’s an extension of their brand,” Financial Finesse CEO Liz Davidson says.
Employees think they’re on track for retirement. Here’s where they’re wrong
Definite steps are needed to improve worker prospects: Employees should save more. Clients should offer auto-enrollment. And Congress should make it all easier.
Employees think they’re on track for retirement. Here’s where they’re wrong
Definite steps are needed to improve worker prospects: Employees should save more. Employers should offer auto-enrollment. And Congress should make it all easier.
Retirement bill could prompt flood of new plans from small businesses
Backers say the Secure Act could help the “black hole” of retirement savings — the 50 million Americans without an employer savings plan.
Retirement savings rules loosen under House bill passed by panel
The legislation gives tax credits to small employers automatically enrolling workers and makes it easier for companies to partner to offer joint plans.
Benefits Think Yes, millennials want to hear about your retirement plan
Some clients assume this generation doesn’t invest in benefits like 401(k)s, but the reality is much more complicated.
Colleen Blake
GuideSpark
Smaller employers tackle financial wellness
“It’s an extension of their brand,” Financial Finesse CEO Liz Davidson says.
Benefits Think Tax Day is coming — a perfect time to teach millennials why they shouldn’t cash out
By educating employees about the importance of incubating saver’s credits, employers can make them less likely to cash out their 401(k)s when they change jobs.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Benefits Think Ask Benny: What can be done to help older workers prepare for retirement?
How can companies ensure they’re able to replace that talent after retirement?
Lauren Hoeck
Willis Towers Watson
Benefits Think Here’s what you need to know when adding a 401(k) to your portfolio
Adding retirement benefits to your portfolio can be intimidating, but can help to retain clients long term.
Roger Lee
Human Interest
Benefits Think Yes, millennials want to hear about your retirement plan
Some employers assume this generation doesn’t invest in benefits like 401(k)s, but the reality is much more complicated.
Colleen Blake
GuideSpark
Benefits Think Lump sums vs. life annuities: Leveling the playing field
As an alternative to placing restrictions on lump sum withdrawals, clients could provide retirees more distribution flexibility.
Larry Sher
October Three Consulting
Helping clients build a better 401(k)
How state mandated employer-provided retirement plans may pave the path for a national model.
Half of older Americans have nothing in retirement savings
The good news is that this new estimate from the Government Accountability Office is slightly better than prior years.
