In order to identify the best and worst states for student-loan debtors, WalletHub, a personal finance site, compared the 50 states and the District of Columbia on nine key metrics, including “average student debt,” “unemployment rate for people aged 25 to 34” and “percentage of students with past-due loan balances” to average a state population’s overall score.

In addition, student loan indebtedness was calculated using five of those metrics, including “student debt as a percentage of income” as well as the “percentage of student loans in past-due or default status.”

Nick Otto
Former senior editor

Nick Otto is a former senior editor of Employee Benefit News and Employee Benefit Adviser.


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