Can Congress fix insurance-related issues?
January 8, 2016 3:21 AM
Overview
Fueled by a story about waivers that could all but eliminate ACA coverage requirements for states and a blog stating what preceded the health reform law was worse, EBA readers debate the pros and cons of the Affordable Care Act.
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The ACA was signed into law by people who don't understand the industry
ACA was mismanaged and signed into law by people who don't understand the industry. It is indicative that Congress sees a problem and tries to solve it with either lack of knowledge or the thoughts of increasing their power base. All you have to do is look at the banking and housing crisis of 08 to see how well our Congress knows how to solve problems. The blind trying to make laws to solve problems they know nothing about. Insurance is a complex issue with complex problems. So [do] we really want a Congressman to try to fix those problems?
Posted by FY T
Stop trying to punish the market for not opposing Obamacare.
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Posted by FY T
[Image: Fotolia]
No alternative solutions coming
All I hear is how we didn't need this law, that whatever was wrong we would be able to fix with private market solutions. Those solutions are the same now as they were 17 years ago and prior to March 23, 2010, they didn't work. ACA needs some major fixes, no doubt, but while everyone is waiting for an implosion or single payer or more symbolic votes to repeal, there are no alternative solutions coming from the parties. And a plan that costs $247/month in 2010 would certainly be far more expensive in 2016, with or without the ACA.
Posted by David M
Stop trying to punish the market for not opposing Obamacare.
[Image: Fotolia]
Posted by David M
[Image: Fotolia]
Onerous for some employers
The proposal will provide coverage and cost-sharing protections against excessive out-of-pocket spending that are at least as affordable for the state's residents as would be provided absent the waiver. I find it interesting that the government still believes their plan is affordable and offers protection against excessive out of pocket spending have they actually looked at the deductibles lately? However, this is really an onerous way to go for employers who have employees in multiple states. It would make the landscape even more difficult to comply with.
Posted by Robin B
Could state waivers undo the ACAs employer mandate?
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Posted by Robin B
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Another way employers can stop offering health insurance
There is also another way that employers can stop offering health insurance to some employees: require highly intrusive wellness exams before coverage begins ... and anyone who declines can't get coverage.
Posted by Al L
Could state waivers undo the ACAs employer mandate?
[Image: Fotolia]
Posted by Al L
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The ACA will soon collapse on its own
Great. California will go bankrupt even faster and Hawaii will waste even more money. As usual this is supposed to look like Obamacare is innovative and will work with states but in fact the Democrats will dictate all terms and conditions after wasting the state's time. In five years we should be rid of Obamacare between the death spiral and refusal of taxpayers to participate in this entitlement program it will soon collapse on its own.
Posted by Frances R
Could state waivers undo the ACAs employer mandate?
[Image: Fotolia]
Posted by Frances R
[Image: Fotolia]
