Compliance

As insurance industry professionals, brokers are living with the ACA and tackling its compliance mandates and issues every day for clients. But what’s to come for the law after the next presidential election?

The Employee Retirement Income Security Act generally requires that plan participants get copies of plan documents when requested. However, there is even an enforcement provision of ERISA that subjects the administrator to penalties if they fail to provide requested documentation.

For every employee leave you must ensure that an orchestra of different people, laws, and systems play in perfect concert with each other. Not an easy task when you consider the following: trying to determine who and when employees are on leave, abiding by multiple, complex leave laws, and dealing with HRIS tracking shortcomings.

All of the delays related to the Affordable Care may be seen a sign of the law's failure, but one employment law expert said Monday employers can view the delays as a good thing – an extra year or more to figure out what to do.

Two recent U.S. Supreme Court decisions signal a need for benefit advisers to review clients’ plan documents and ensure they include thorough enforceable terms.

This insurance rule, referring to the grouping of companies owned by the same person, hasn’t applied to medical coverage until now. One broker is concerned that benefit advisers and small business owners alike aren’t up to speed on this requirement and could be vulnerable to liabilities via penalties and lawsuits.

Many employers have yet to update their work policies to reflect the 90-day waiting period rule, a possible landmine for employee confusion and lawsuits.

Today’s employers increasingly rely on a global workforce, and some ACA rules apply to employees working abroad. Similarly, ACA rules also apply to many foreign nationals working in the U.S.

New research provides a glimpse into just how dire of a situation employers are in as they face rising health care costs and the desire to continue offering a competitive benefits package.

In an effort to make workplace retirement savings more portable and to help build assets in tax-qualified retirement plans, the Treasury Department and Internal Revenue Service have removed a cumbersome step plan sponsors must take when accepting rollovers from other employers’ plans.

Courts in the past have held that telecommuting is not required as a reasonable accommodation by employers. All that could change thanks to a recent ruling in the Sixth Circuit, which may offer new precedent for the employee benefit.

Benefit advisers need to know how these two long-awaited guidance notices from the IRS will affect their employer clients.

Commentary: Advisers should know about options for employers to get help in the ever-changing regulatory environment.

As new social media platforms arise, there are more opportunities for brokers to act as ‘trusted advisers.'

Recruitment techniques – aimed at promoting a diverse workforce – have maintained a high stature among the HR professionals, where more than half report using these strategies, according to a new survey from the Society for Human Resource Management.

The U.S. House of Representatives on Thursday passed legislation that would modify the Affordable Care Act’s definition of a full-time employee from one who works 30-hours a week to one who works 40-hours a week.

Yes, the ACA open-enrollment deadline has passed. No, that doesn’t mean employers cannot terminate or change their health plan — because employees can still enroll on the exchange.

Current regulations don’t require a retirement plan provider’s investment advice be in the best interest of plan participants, but most employers want that to change, an AARP study finds.

A divided U.S. Supreme Court Tuesday debated whether companies can assert religious rights, hearing arguments in an ideological clash over the Affordable Care Act and rules that promote contraceptive coverage.

Republican leaders on the House Oversight and Government Reform Committee are challenging the Treasury Department’s authority to delay the Affordable Care Act’s employer mandate, calling it a political move directed by President Obama ahead of the November elections.