Disability insurance

Some brokers are more tuned in to clients’ plans than others, but all would benefit from a comprehensive understanding of DI, says The Standard’s Brian Kost.

With employers increasingly turning to VBs to fill coverage gaps, insurers like Unum are offering new systems to automate enrollment.

Helping employees with disabilities stay at work is easier than you might think.

Workers are nearly twice as likely to choose the financial protection products when they’re offered through their employer, finds a recent Cigna study.

There is ‘tons of opportunity' for advisers to educate workers on the financial security benefits of these products, says new Cigna study.

Employers can get the most value out of their benefits through onboarding assistance and accommodations support, according to The Standard’s Brian Kost.

The top 10 large-group long-term disability insurance carriers in the U.S., as presented by business intelligence data analytics firm miEdge. Revealed in descending order, the listing is based on Form 5500 Schedule A reporting data on premiums as of Dec. 31, 2015.

Accommodating employees who are experiencing disabling illnesses or injuries can help them work more comfortably, boost output and minimize absences.

Advisers can make use of these best practices to lower the costs and increase the effectiveness of employer disability programs.

Do employer clients need to give individuals receiving disability payments an offer of health plan coverage?