In an effort to raise money for Colorado’s state health insurance exchange, the board responsible for securing its financing has levied a new fee on all insurance policies issued in Colorado, including those sold off of the exchange.

Commentary: Employer prospects often view a benefit broker's LinkedIn profile early in the sales process to learn more about them. Benefit advisers hoping to use LinkedIn as a powerful sales tool should optimize their profile to make themselves stand out — as opposed to looking like everyone else.

Many consumers find health care websites tough to navigate and are not satisfied overall, indicating a need to improve the enrollment experience.

The IRS has issued its first adjustment to the ACA definition of “affordability” for the 2015 plan year. Building a solid ACA compliance plan with your employer clients means understanding the act clearly provides for such changes.

Amidst further rollout of the ACA’s provisions, researchers expect more employees to enroll in their employer-sponsored health plan for 2015 — a surge benefit advisers should be preparing employers to manage.

Millennials, Gen Xers and single parents have different savings goals in mind that will require benefit advisers and employers hoping to increase retirement plan participation to target the needs of these differing employee populations.

One of the most important issues on the mind of business owners is the Affordable Care Act and its employer shared responsibility provision. Paychex shares the top three ESR questions received from business owners and their responses.

Retiring baby boomers and health care reform law contribute to increased mergers and acquisitions activity.

Commentary: Advisers are selling more voluntary benefits than in previous years, but as the number of employers considering these benefits in 2015 increases, ask yourself, are you prepared to sell these products and meet client needs?

Brokers and assisters will need to work closer together to help consumers during the 2015 ACA open enrollment, but most agree that will involve overcoming some underlying issues.

Vermont has cut ties with the vendor of their health insurance exchange, CGI, after continued complaints and errors with the online portal — a 'debacle' further exacerbated by the fact benefit brokers and advisers have mostly been left out of the loop.

The expanded role of target-date funds has contributed to increased participation in 401(k) plans, highlighting a retirement plan strategy benefit advisers should be sharing with their employer clients.

Employers are increasingly adopting best practices to ensure compliant retirement plan administration — and one of those practices is using an adviser.

Commentary: Benefit advisers should help educate 403(b) plan sponsors about appropriate Form 5500 compliance before the DOL takes enforcement action, the Principal Financial Group's Aaron Friedman says.

A day in the life of benefit adviser Bob White from Plan Benefit Analysts of Tulsa, Okla.

As the country’s demographics continue to shift, employers are facing changes in the makeup of their workforce, according to a report from the Council of Economic Advisers. With those changes come new benefits needs for working families. Brokers can help their clients keep up with these evolving requirements and expectations.

The AMA’s designation of obesity as a disease promises to gain more medical coverage for treatment options, but could cost your employer clients in the short-term.

Commentary: Pharmacy benefit managers and benefit brokers keep a watchful eye for profit-seekers looking to take advantage of loopholes in the health care delivery system.

The IRS’ new draft forms for employer reporting on health care coverage unveils a glimpse of the administrative onus in store for benefit advisers and their employer clients working to comply with the Affordable Care Act.

While the logistics of health care growing increasingly complex, benefit advisers could and should play a crucial role in helping employers and employees understand the new health care delivery system.