The estimate for the amount required for 65-year-old spouses is one of many from a study full of figures that advisers can use to highlight the value of HSAs.

From reviewing financial stability and breadth of services to balancing technology and human touches with virtual and in-person care, there are ways to ensure great service.

Research indicates that musculoskeletal surgery shouldn't be the first stop for a health plan member in chronic pain.

An essential part of brand consistency is ensuring that the TPA's platform aligns visually and stylistically with the client's brand.

Taking employee and operational needs into consideration will encourage a healthy work-life balance that enhances job satisfaction and improve talent management.

Plan sponsors who try to manage a new benefits system internally often encounter challenges that lead to delays, errors and dissatisfied participants.

A well-structured approach reveals untapped potential that results in better health outcomes, lower cost, productivity, resilience, talent management and growth.

The best way to curtail trillions spent on U.S. healthcare is to significantly reduce a high burden of preventable diseases from a persisting root cause.

Cash flow, tax bracket and timing of distributions will determine whether pretax or post-tax treatment of retirement savings makes more sense.

Focusing on customized benefits, mental health, compliance and data-driven insights will shape the workplace in a way that benefits everyone.

The late boutique hotel founder not only secured multimillion-dollar savings and pioneered a model of care, but also helped transform his local community.

Technology innovation has made it easier for job-hopping working Americans of all ages to seed their nest eggs with portable savings.

The key to fixing a perverse system is to incent employees to make better decisions about their health and allow them to share in the savings.

A positivity experiment meant to brighten a single employee's gloomy work environment ended up refreshing the culture of an entire department.

A benefits adviser shares additional lessons learned about end-of-life care following the loss of a second parent, both from traumatic falls, within just seven months.

Employers lack north stars for improving their plans, which can tie the hands of advisers when recommending strategies.

From removing physician incentives and network restrictions to offering a unified pricing system and promoting portable plans, the nation can reap lasting rewards.

Fostering a culture of health within the workplace through advocacy programs can lead to a more engaged and productive workforce.

As many as 65% of employees say they haven't been trained on how to use AI, while 42% expressed interest in such training from their employer.

Financial wellness offerings in particular can have a broad positive impact on employee well-being.