Health insurance

The Supreme Court heard arguments in Montanile v. Board of Trustees of the National Elevator Industry Health Benefit Plan and will determine if, under ERISA, a reimbursement to an employee benefit plan can be recovered if the beneficiary has already spent the funds he or she recovered from a third party.

The Supreme Court heard arguments in Montanile v. Board of Trustees of the National Elevator Industry Health Benefit Plan and will determine if, under ERISA, a reimbursement to an employee benefit plan can be recovered if the beneficiary has already spent the funds he or she recovered from a third party.

Single-employer premiums are set to increase, which could lead to fewer pension plans, resulting in less demand for DB consultants, ERIC CEO says.

A new hotline for agents and brokers will not be able to answer specific questions from agents about their clients, disappointing broker organizations, which expected a hotline similar to what navigators have.

The Bipartisan Budget Act of 2015, passed Wednesday by the House of Representatives, is causing concern in retirement circles after a pension provision was added that raises the amount of money employers must pay to the Pension Benefit Guaranty Corp. for pension insurance.

While the presidential election is still a year away, employers must be mindful of smaller elections that take place across the state and municipal levels. Elections, however small, may trigger an employer’s obligations to give employees leave to vote.

Commentary: If an employer fires someone because they know or suspect the employee is an alcoholic, that action could result in an ADA claim. Here are five things employers need to know about employee alcohol abuse.

Commentary: Hundreds asked adviser Eric Silverman for the secret to his prospect-winning thank you note. Now, he shares the formula to his success.

Premiums for the second-lowest-cost silver plans are going up by an average of 7.5% next year in the 37 states that use a U.S.-run website, HHS says.

The ACA’s 2018 Cadillac tax looms large in the minds of employers and benefit experts have already begun to see trends in the plan design options and benefit offering changes employers have made to avoid the hefty excise tax.

Guidelines that will offer assistance for states that want to avoid or embrace the Employee Retirement Income Security Act are expected to be released by the end of the year, Borzi says.

Massachusetts implemented a sick leave law earlier this year. Employers in other states may want to take note.

Challenges are on the horizon for the non-profits, created by the Affordable Care Act — presenting issues as well for the brokers who work with them.

A technical glitch with Vermont Health Connect dating back two years was finally corrected in a recent software upgrade, but it proved to be both time-consuming and costly for the state-based health insurance exchange described as “once-beleaguered.”

Brokers and agents are meeting with senators in an effort to garner support for the Equalizing the Playing Field for Agents and Brokers Act, which aims to offer advisers the same access to marketplace enrollment information as is available to navigators and certified assisters.

Commentary: Many employers are struggling to get employees to enroll in voluntary programs; busy workers often don’t take the time to understand what’s being offered.

The outline of the Republican's plan contains some similarities with the Affordable Care Act.

Carving out FSAs, HSAs and HRAs from the Affordable Care Act’s excise tax would be a good compromise, enabling Americans to set aside money for health care while still allowing employers to control costs.

California becomes the first state in the country to mandate 45-day notice for any material changes to agent agreements. The law comes in response to two insurers cutting commission with little notice mid-enrollment season.

Benefits professionals have been on a never-ending regulatory road trip since the Affordable Care Act was passed in 2010 and employers everywhere are asking “are we there yet?”